UPI Charges From October 15 Explained: Who Pays and Who Is Exempt?
New UPI charges begin on October 15, 2026. Learn who pays the 0.4% MDR, which transactions remain free and whether customers will be charged.
New UPI Payment Charges Explained: No, Ordinary Users Are Not Being Charged
A fake narrative claims every UPI payment will become chargeable. Here is the truth: users will not pay, small merchants are protected, and any future MDR may apply only to select large merchant transactions.